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No Non-Cents Blog


To Have or Not to Have: The Pros and Cons of Acquiring Credit Cards
Credit cards have a reputation—some of them are good and some of them are not-so-good. Is it important for today’s consumer to acquire a...
Written by Matthew Delaney
Aug 4, 2022


What is Tax Loss Harvesting and How Can You Benefit From It?
Everyone is excited to sell investments while the market is high. There is money to be made in the old adage of “Buy Low and Sell High,”...
Written by Matthew Delaney
Jul 20, 2022


Understanding Estate Tax and How it Affects You
We all know that paying taxes each year that we are alive is to be expected. However, the federal government levies a tax when you die...
Written by Matthew Delaney
Jul 14, 2022


Letting Your 401(k) Plan Work for You
Setting up and contributing to a 401(k) is kind of a no-brainer, especially if your employer provides company match and direct...
Written by Matthew Delaney
Jun 1, 2022


Give it to me Straight…How Much Do I Really Need to Retire Comfortably?
Only a short while ago Baby Boomers became the biggest generation in American history. Since then, Millennials and Gen Z have surpassed...
Written by Matthew Delaney
Apr 30, 2022


Four Scary Words: Budgeting With Your Spouse
Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...
Written by Matthew Delaney
Apr 14, 2022


Bucket List Living
Much of the advice in retirement planning focuses on saving money for the future. There is a good reason for that. One-fourth of...
Written by Matthew Delaney
Mar 22, 2022


Biggest 401(k) Participant Mistakes
A 401(k) plan is one of the best retirement savings options. However, while many people know how to use a 401(k), not everyone makes the...
Written by Matthew Delaney
Jan 31, 2022


How Do Charitable Remainder Trusts Work?
There are various methods to help a charity or specific cause with your assets after you pass away, one of which is a charitable...
Written by Eric Keating
Dec 31, 2021


Becoming a Millionaire on $15/Hour
We all want to have the financial freedom that comes with being a millionaire, but, to many, that dream seems out of reach. People will...
Written by Matthew Delaney
Dec 31, 2021


Term Insurance vs Permanent Insurance
Insurance is often a topic that puts people to sleep. When having to decide what type of policy to apply for, how long should the...
Written by Matthew Delaney
Dec 9, 2021


What Are You Thankful For?
It is easy to be thankful when things are going well; when your bank account is fat and thriving; when your kids have great grades, and...
Written by Matthew Delaney
Nov 21, 2021


Biggest Mistakes When Receiving an Inheritance
So you just got a big inheritance and you don’t know what’s next. Or maybe you do, but you want to avoid making mistakes. While...
Written by Eric Keating
Nov 16, 2021
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