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No Non-Cents Blog


Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey...
Written by Matthew Delaney
Jun 22, 2023


Financial Capability = Financial Independence
As you become successful in your career, buy a home, save, and invest, you're building knowledge and capability. But are you gaining the...
Written by Matthew Delaney
Jun 14, 2023


How Do You Create Lasting Wealth?
For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your...
Written by Matthew Delaney
Apr 18, 2023


Avoiding the Penalty for Early Roth IRA Withdrawals
The advantage of the Roth IRA is that you pay the taxes before you contribute, so your money grows tax-free, and no taxes are due on...
Written by Matthew Delaney
Mar 31, 2023


How Do You Create a Retirement “Paycheck”?
There's one question we hear most often from those nearing retirement, is some variation on this: “How do I get my money out of my...
Written by Matthew Delaney
Mar 10, 2023


Life Insurance 101, Part Two: Know Your Options
If you’ve read the first part of our two-part series called Life Insurance 101, you have probably already figured out that you could...
Written by Matthew Delaney
Mar 3, 2023


Life Insurance 101, Part One: Know How the Basics Apply to You
When was the last time you reviewed your life insurance policy? Do you even own one? In this article, the first of a two-part series...
Written by Matthew Delaney
Feb 24, 2023


Get Ahead in the New Year Part 3: Develop a Side Hustle
Our three-part series called Get Ahead in the New Year concludes with this article. Previously, we’ve examined how to develop passive...
Written by Matthew Delaney
Feb 17, 2023


How to Take Advantage of New 401(k) and IRA Contribution Limits
Now that we are into a brand new year, it’s a good time to revisit your retirement accounts. Saving for the future doesn’t have to be...
Written by Matthew Delaney
Jan 20, 2023


Top 3 Financial Planning Tips for Millennials
We live through many ages and stages throughout our lifetime. But for the age group known as Millennials, the current stage of your life...
Written by Matthew Delaney
Jan 6, 2023


Top 5 Ways to Prepare for a Potential Recession
Many folks are pointing to the probability of a recession, or a mini-recession, in the coming year. In simple terms, a recession means a...
Written by Matthew Delaney
Dec 22, 2022


Medicare: How to Avoid Mistakes and Navigate It Effectively
If you are approaching the age of 65, congratulations! You are closer to retirement and a new season of life. With it, come many changes,...
Written by Matthew Delaney
Dec 2, 2022


Boost Your Financial Health with a Year-End Checkup
Each fall, when the clocks have turned back an hour for daylight savings time, we know the end of the year is approaching. The final 60...
Written by Matthew Delaney
Nov 23, 2022


Social Security: How the New Changes Apply to You
It is the biggest increase in benefits since 1982 and has made headlines in all the news outlets. Social Security is giving everyone a...
Written by Matthew Delaney
Nov 4, 2022


What is a Buy-Sell Agreement?
People put together a will so that there is a plan in place for the future after they pass on. But what about businesses? What happens...
Written by Matthew Delaney
Oct 17, 2022


Holiday Budgeting Starts Now: 5 Ways to Prep for Christmas
Holidays have a way of sneaking up on us, don’t they? It’s easy to put off budgeting until the last minute, causing stress and...
Written by Matthew Delaney
Sep 30, 2022


Should NFTs be Part of Your Investment Portfolio?
Non-fungible tokens are cool, hip, and kind of edgy. After going mainstream in 2021, their sales hit $25 billion. However, just because...
Written by Matthew Delaney
Sep 15, 2022


10 Pain-free Ways to Save Money Starting Now
Saving money is more important than ever now. With inflation and prices on the rise, smart money management can help you keep more of...
Written by Matthew Delaney
Aug 29, 2022


Enjoy the Slowmad Life: Live and Work Abroad for a Month
There’s nothing like a pandemic to bring clarity to everyone regarding what is important in life. For some, it is spending more time with...
Written by Matthew Delaney
Aug 17, 2022


Does Your Business Need a Buy-Sell Agreement?
People put together a will so that there is a plan in place for the future after they pass on. But what about businesses? What happens...
Written by Matthew Delaney
Aug 9, 2022
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