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No Non-Cents Blog


Turning Market Losses into Gains: Why Stock Downturns Offer Tax Loss Harvesting Opportunities
For many investors, a stock market downturn feels like a punch to the gut. You open your portfolio statement or log into your investment...
Matthew Delaney
Mar 20

The Value Exercise: Aligning Your Finances With Your Values
Are you tired of following expert retirement guidance and still feel unfulfilled? It’s time to try something else: the value exercise.
Matthew Delaney
Feb 12


Do Your Kids Pass the Marshmallow Test?
Delayed gratification can be a tricky thing to learn at any age, but teaching good money habits to your kids now will do wonders in their...
Matthew Delaney
Jan 8, 2024


Ten Back-to-School Shopping Tips to Help You Stay on Budget
Summer seems to have barely gotten started, and now back-to-school shopping is just around the corner. It’s hard to believe! Retailers...
Written by Matthew Delaney
Jul 11, 2023


Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey...
Written by Matthew Delaney
Jun 22, 2023


Financial Capability = Financial Independence
As you become successful in your career, buy a home, save, and invest, you're building knowledge and capability. But are you gaining the...
Written by Matthew Delaney
Jun 14, 2023


Get Ahead in the New Year Part 2: Cutting Expenses
In this article, Part 2 of our “Get Ahead in the New Year” series, we address a no-brainer way to get off to a good start. Cutting...
Written by Matthew Delaney
Feb 10, 2023


How to Put Together a Budget for the New Year
Budgeting can be a scary word for some people. Many times, having a budget is associated with belt-tightening, going without extras, and...
Written by Matthew Delaney
Dec 28, 2022


Boost Your Financial Health with a Year-End Checkup
Each fall, when the clocks have turned back an hour for daylight savings time, we know the end of the year is approaching. The final 60...
Written by Matthew Delaney
Nov 23, 2022


Four Scary Words: Budgeting With Your Spouse
Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...
Written by Matthew Delaney
Apr 14, 2022


Three Simple Habits That Help You Save Money
Since you made the resolution to start saving, how much have you actually saved? No judgment. But I can take a wild guess and say you...
Written by Matthew Delaney
Nov 7, 2021
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