No Non-Cents Blog

Only a short while ago Baby Boomers became the biggest generation in American history. Since then, Millennials and Gen Z have surpassed...

When it comes to handling credit card debt, student loans, and saving for retirement, each of these financial concerns can seem...

Is there a recession coming? And what does that mean? An economic downturn can mean months or years of declining economic activity across...

Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...

Planning for retirement is a good goal for everyone. For those under forty, the idea of retirement is still nebulous and distant. But for...

Much of the advice in retirement planning focuses on saving money for the future. There is a good reason for that. One-fourth of...

Separation and divorce from a spouse are stressful, painful times for most people. Many people want to get the proceedings over with and...

You may be at a stage in your life where you’re ready to part ways with your business. Although this can be challenging, scary, and...

College graduation: check. Landed your first real job: check. Making real money: check! Next step: start saving for retirement. You might...

Annuities are not a new concept. They’ve been around for a long time, and many individuals have bought into them. They promise income for...

A 401(k) plan is one of the best retirement savings options. However, while many people know how to use a 401(k), not everyone makes the...

Many people have never heard the term “stretch IRA.” Even fewer are aware that the stretch IRA was eliminated in 2019 by the Secure Act....