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No Non-Cents Blog


What Makes a Retirement Income Projection Great?
Traditional retirement strategies often focus on calculating future expenses, which seems sensible—after all, financial security is...
Matthew Delaney
Sep 9, 2024


Antifragile Retirement: Grabbing Opportunities Even in Uncertainty
Discover the benefits of an antifragile retirement plan that survives market downturns and thrives, turning challenges into opportunities.
Matthew Delaney
Aug 19, 2024


The Importance of Diversifying Your Investments
The world is always changing, and relying on one technology, investment, or crop is risky. History gives us many examples of the dangers...
Matthew Delaney
Aug 12, 2024


How Do Your Personal Finances Stack Up Against Key Averages?
Personal finances can be challenging to navigate. You have to expertly steer your debt and savings, especially when approaching...
Matthew Delaney
Jul 19, 2024


Golden Years Strategy for Keeping Retirement Taxes Low
Retirement taxes can significantly cut into your income, leaving you with less to live on. You can minimize these taxes during the golden...
Written by Matthew Delaney
Jul 16, 2024


Why RMDs are a Ticking Time Bomb
What happens when Suzan turns 73 and must start taking the required minimum distributions?
Matthew Delaney
Jun 4, 2024


You Earned It, You Keep It
The social security system isn't keeping up with the increasing life expectancy of Americans.
Matthew Delaney
May 30, 2024


Six Must-Have Personal Accounts
Personal financial accounts are an essential element of savvy money management. There are many types of these accounts, making it...
Matthew Delaney
May 15, 2024


The Truth About Annuities
Annuities can help you avoid outliving your income during retirement. Are they the best retirement tool for your goals and needs?
Matthew Delaney
May 2, 2024


Can You Turn a 529 into a Roth IRA?
Would you like to fund a 529 plan for your child or grandchild and don't want them to incur penalties when withdrawing the unused funds?...
Matthew Delaney
Apr 22, 2024


Using Estate Planning to Pass on Your House to Your Children
Having a home is nothing less than a blessing, but when it's time to downsize or do estate planning, individuals often rush into gifting...
Matthew Delaney
Mar 29, 2024


Why It's Important to Work With a Financial Advisor
Earning money is hard work. Making it work for you and realizing your financial goals is even harder. That’s because the world of...
Matthew Delaney
Feb 20, 2024
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