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No Non-Cents Blog


Matthew Delaney
Oct 12, 2021
Medicare, Retirement and Health Care Costs
One of the biggest concerns people have as they get older is being able to afford health care costs in retirement. But any concerns about...


Matthew Delaney
Oct 7, 2021
Gambling and the Stock Market
Is a spin of the roulette wheel the same as investing in the stock market? What about the blackjack table? Should you go to Las Vegas and...


Matthew Delaney
Sep 20, 2021
Birds and the Bees: Kids and Money
Explaining the birds and the bees was once the most awkward conversation you could ever have with your kids. But today, it might be even...


Matthew Delaney
Sep 13, 2021
Qualified Charitable Distributions (and that hot chocolate in Winter feeling)
Qualified Charitable Distributions (and that hot chocolate in Winter feeling) Whether you’re a once-in-a-while small-donor or a frequent...


Matthew Delaney
Sep 7, 2021
Five Financial Tips Prior to Retirement
Ask any worker if they’re looking forward to retirement and chances are you’ll get a hearty “yes.” However, ask those same people if...


Written by Matthew Delaney
Aug 17, 2021
Estate Planning Doesn't Have to be a Black Hole (Five Biggest Mistakes)
You should feel good about having all of your affairs in place so that in the event of your death, there are fewer worries for the loved...


Matthew Delaney
Aug 17, 2021
Do You Really Need a Living Trust?
Estate planning isn’t anyone’s favorite subject, but it’s necessary if you want to protect your assets and loved ones down the road. To...


Written by Matthew Delaney
Aug 16, 2021
How to Focus on What's Important
There are so many things in life we cannot control. A stock market crash, a global pandemic or other natural disasters come regardless if...


Written by Matthew Delaney
Aug 11, 2021
Frontdoor and Backdoor Roth Conversions
When planning for retirement, there are a lot of things to consider. One element that plays a major role in these decisions is taxes....


Matthew Delaney
Aug 10, 2021
Didn’t the Rules Change on IRA RMDs?
If you’re familiar with retirement at all, you’re probably aware of IRAs. Traditional IRAs are a common mainstay for retirees, thanks to...


Matthew Delaney
Jul 31, 2021
Biggest 401(k) Participant Mistakes
A 401(k) plan is one of the best retirement savings options. However, while many people know how to use a 401(k), not everyone makes the...


Matthew Delaney
Jul 26, 2021
Financial Planning and Identity Theft Prevention
July 9, 2021 Sssssnap! That was the sound of the proverbial camel’s back breaking in September 2017, after Equifax announced a data...
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