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Your Most Valuable Asset Is Yourself

Carl Richards, JDH Blog, JDH Newsletter

Years ago, my colleagues and I conducted a fairly large-scale research project. We interviewed a bunch of high-income professionals who provided professional services. This group included doctors, dentists and lawyers, and like most of us, they earned money only when they were working. In essence, they traded their time for dollars.

Our finding was this: Homes and retirements accounts aside, the most valuable asset they owned was the person staring back at them in the mirror each morning. Chances are, the most valuable investment you own is the investment called you.

Read more

January 28, 2016/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2016-01-28 19:18:322018-08-14 03:35:37Your Most Valuable Asset Is Yourself

BAM ALLIANCE Webcast: A Conversation with Jared Kizer and Kevin Grogan

Jared Kizer, JDH Blog, JDH Newsletter, The BAM Alliance, Videos

From recent equity performance to risks facing investors in the current market environment, Chief Investment Officer Jared Kizer and Director of Investment Strategy Kevin Grogan share market insights on a range of topics and answer questions about our overall investment strategy in this BAM Alliance webcast.

 

Read more

January 27, 2016/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2016-01-27 23:08:212018-08-14 03:35:37BAM ALLIANCE Webcast: A Conversation with Jared Kizer and Kevin Grogan

Riding the Ups & Downs!

JDH Blog, JDH Newsletter

We talk about riding the ups and downs of the market… but how about the real ups and downs of the world’s tallest roller coasters?! For some fun, check out these top thrill rides from around the world. And hang onto your seats!!

 

Read more

January 27, 2016/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2016-01-27 21:58:572018-08-14 03:35:37Riding the Ups & Downs!

Getting Comfortable With Change

Articles, Carl Richards, JDH Blog, JDH Newsletter, The BAM Alliance
By Carl Richards

Some of us really like the status quo. Even when we have a better alternative, many of us are content to keep on doing what we’re doing.

I think about this every time my wife and I swap cars. Depending on who is running what errands that day, we’ll switch between our big car and our little car.

Every time we change, my wife has this habit. It’s a very good habit, but it’s the exact opposite of what I do. Before she backs out of the garage, she adjusts everything. The seat slides closer and the mirrors get moved. She even fiddles with the height of the seatbelt. Only then does she head down the road.

I, on the other hand, just get into the car and slide back the seat (because I wouldn’t fit otherwise). But everything else I leave alone. Things are great — until I try to look in any of the mirrors. Because the mirrors are still where my wife left them, I can only see out of them if I slouch down and move back and forth. Read more

December 21, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-12-21 20:22:202018-08-14 03:35:37Getting Comfortable With Change

Article by Tim Delaney Featured on The BAM Alliance

Articles, JDH Blog, JDH Newsletter

Tim was recently featured on The BAM Alliance website with an article he wrote about how we view the markets. The article – What Does Your Glass Look Like? – reminds readers that we shouldn’t listen only to the bad news the media sells investors. There is plenty of good news, too. And if you want to keep your sanity, it will do you good to have a positive outlook. Read more

November 18, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-11-18 20:04:542018-08-14 03:35:37Article by Tim Delaney Featured on The BAM Alliance

Learning from Frank Abagnale

Articles, JDH Blog, JDH Newsletter

Catch-Me-if-You-Can-Frank-Abagnale-Dreamworks-GettyFrank W. Abagnale is one of the world’s most respected authorities on forgery, embezzlement and secure documents. For over 40 years he has worked with, advised and consulted with hundreds of financial institutions, corporations and government agencies around the world.

Mr. Abagnale’s rare blend of knowledge and expertise began more than 45 years ago when he was known as one of the world’s most famous confidence men. This was depicted most graphically in his best-selling book, Catch Me If You Can, a film of which was also made, directed by Steven Spielberg with Leonardo DiCaprio and Tom Hanks. A Broadway musical of the same title was also created and in April 2011 opened on Broadway and won a Tony Award.

While at the most recent BAM ALLIANCE National Conference, JDH Wealth Management had the opportunity to hear Frank speak. He shared his amazing life story as well as a few tips on combating fraud…

SHRED EVERYTHING: Anything that has personal information should be shredded. Use a micro-cut shredder for sensitive documents. It takes only about an hour to reassemble documents from regular shredders. Documents from cross shredders can be put back together in about 10 hours. But documents from micro-shredders are virtually impossible to put back together.

DON’T PLUG IN AN UNKNOWN FLASH DRIVE: If you find a flash drive hanging around and you don’t know where it came from, don’t plug it into a computer. Abagnale gives speeches to companies all the time, and he likes to drop flash drives in the parking lot with a label that says, “Confidential.” Someone always plugs it in. The flash drive could have a virus in it that enables someone to steal information and commit fraud.

BE CAREFUL WHAT YOU SHARE ON FACEBOOK: If a hacker gets onto your Facebook profile, they can get a lot of information. Make it a little more difficult by not giving them your birthday, where you live, and other sensitive information.

USE A CREDIT MONITORING SERVICE: Sign up for a credit monitoring service that tracks all three credit bureaus and notifies you in real time.

At JDH, security of our clients’ information is a high priority. We do many things to ensure that your information is safe with us. We also help educate our clients on things that they can be doing to protect themselves at home.

October 30, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-10-30 23:58:362018-08-14 03:35:37Learning from Frank Abagnale

Avoid Water Cooler Investment Advice

Articles, JDH Blog, JDH Newsletter, Larry Swedroe

Larry Swedroe, Director of Research

LarryBenBloomberg_My book, “Investment Mistakes Even Smart Investors Make and How to Avoid Them,”covered 77 common errors I believe investors commit all too often. I know today there’s at least one more I should have included: discussing individual stock buys or sells at the water cooler.

Evidence from the field of psychology emphasizes the strength of face-to-face communication between individuals who frequently interact in producing and altering beliefs. Specifically, as it relates to investing, the study “Social Interaction and Stock Market Participation,” which appeared in the February 2004 issue of The Journal of Finance, found that social interaction leads to greater stock market participation. Read more

October 23, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-10-23 22:23:392018-08-14 03:35:38Avoid Water Cooler Investment Advice

August E-News: JDH is Flying High

JDH Blog, JDH Newsletter

Our August newsletter is all about flying high! Check out our latest e-newsletter here.

All-2-b&w

August 31, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-08-31 18:18:032018-08-14 03:35:38August E-News: JDH is Flying High

Midyear Checkup: A Time to Adapt

Carl Richards, JDH Blog, JDH Newsletter

Where am I now? Where do I want to go from here?

At the start of each year, many of us make it a habit to ask ourselves the two above questions. The answers help us map out a strategy, make resolutions and set goals. This annual exercise offers us the opportunity to take stock of our current situation and see the areas in which we want to improve. Maybe it’s to save a little more money each week, carve out more family time every day, make a big career move, or spend more time on your favorite jogging/hiking/biking trail. Big and small things, alike.

One problem with these two questions: We don’t ask them enough. Now that we have inched past the halfway point of 2015, it could be a good time to ask them again: Where am I now? Where do I want to go from here? This midyear checkup allows you to reassess where you want to spend two of your most precious but limited resources: time and energy. Asking these questions lets you examine whether the goals you identified in January are still where your focus should be. It allows you to review what has changed in your life and whether those changes have brought about new challenges or, better yet, opportunities.

Simply, asking these questions allows you to account for what you didn’t know then. And that’s often the key to successfully carrying out a plan — accounting for and adapting to changing circumstances.

plan learn tweak

Carl Richards, director of investor education for the BAM ALLIANCE, wrote in his Behavior Gap newsletter: “Think back 10 or 20 years. Did you have any idea you’d be doing what you’re doing now? Living where you’re living? Earning what you’re earning? Or that you’d be contemplating chucking it all and pursuing some kind of radical change?

When we put it this way, planning seems pointless, even silly … Don’t get me wrong. We do need to plan. But we’re far better off setting specific but flexible goals that reflect our personal values and our best guesses about the future. Then we can do our best to reach those goals, revising our guesses and making course corrections when things change.

While it’s a bad idea to get attached to a particular notion about how things will play out, it is crucial to commit to the process. When you do that, you’ll feel different; you’ll be way more relaxed, at least around financial issues. Once you let go of the idea that the future must take a certain shape lest we flunk the plan that you spend so much time on, you’ll feel more engaged in something that belongs to you.”

 

 


 

Copyright © 2015, JDH Wealth Management. This material and any opinions contained are derived from sources believed to be reliable, but its accuracy and the opinions based thereon are not guaranteed. The content of this publication is for general information only and is not intended to serve as specific financial, accounting or tax advice. To be distributed only by a Registered Investment Advisor firm.

July 29, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-07-29 19:17:082018-08-14 03:35:38Midyear Checkup: A Time to Adapt

Rebekah steals the stage again in ‘Carousel’!

JDH Blog, JDH Family, JDH Newsletter

For any of you local folks who support community theatre, you may remember Rebekah starring in 6th Street Playhouse’s production of “Thoroughly Modern Millie” last spring. Well, Rebekah was back at it, this time with Spreckels Theater Company in Rohnert Park.

IMG_8102[1]

Rebekah was featured as Carrie Pipperidge, best friend to the other female lead character, Julie Jordan. Read more

March 4, 2015/by Matt Delaney
http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png 0 0 Matt Delaney http://jdhwealth.com/redesign/wp-content/uploads/2018/06/JDH-Logo-Square-Color-Transparent-RGB-1.png Matt Delaney2015-03-04 00:18:522018-08-14 03:35:38Rebekah steals the stage again in ‘Carousel’!
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